Before agreeing to lend you a sum of money for your real estate purchase, a bank will ask you for a concrete guarantee. She wants to make sure she can recover her bet in the event of default on your part – if you find yourself in the situation of not being able to repay…

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If you ask your bank to give you a home loan, it will generally offer you an amortizing loan – the type of loan most frequently subscribed. However, nothing prevents you from preferring another form of loan, called “in fine”, if this solution is better adapted to your situation. So, loan in fine or loan…

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With the increase in life expectancy and the aging of the population, the projects of the over 50s are more than ever the attention of lending institutions! Real estate credit players now offer specific products to enable seniors to borrow and secure their mortgage. Lenders, particularly attentive to the income of future buyers and their…

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Mortgage rates rebounded slightly at the end of 2016, but still remain attractive today. For borrowers, it is not yet too late to redeem credit . That said, for the operation to be interesting, it is important to be attentive to several points. Real Estate Loan Redemption: Things to Consider Since January, most banks have…

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To know how much he can get from the bank to finance the purchase of a home , an individual must know his ability to borrow . Here are the keys to calculating this essential indicator. Determine borrowing capacity The borrower’s borrowing capacity corresponds to the amount that he can devote each month to the…

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